Dodd-Frank Act Company-Run Stress Tests
PNC is required to conduct company-run stress tests in accordance with regulations of the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency under the Dodd-Frank Wall Street Reform and Consumer Protection Act. These stress tests are designed to help assess whether financial institutions have sufficient capital to absorb losses and support operations during hypothetical severely adverse economic conditions.
Liquidity Coverage Ratio Disclosures
PNC is required to make public disclosures under Liquidity Coverage Ratio rules issued by the Board of Governors of the Federal Reserve System.
Basel III Pillar 3 Disclosures
PNC is required to make public disclosures regarding its regulatory capital and risk-weighted assets in accordance with the final rules adopted by the U.S. banking agencies to implement the Basel III regulatory capital framework. As an advanced approaches bank that has not yet exited parallel run, PNC’s Basel III Pillar 3 disclosures are based on the standardized approach rules, which became applicable to PNC in 2015. PNC’s Pillar 3 disclosures also include the disclosures required by the Market Risk Capital Rule.
Market Risk Capital Rule Disclosures
Disclosures are under the final market risk capital rules adopted by Federal banking agencies in June 2012, commonly referred to as "Basel II.5." Effective March 31, 2015, PNC's Market Risk Capital Rule disclosures are included with the Basel III Pillar 3 disclosures.
Call Reports – PNC Bank, National Association
On the FFIEC website, select Report Type "Call\TFR", the Report Date, and enter "PNC Bank, National Association" in the Institution Name section.
Bank Holding Company Reports – The PNC Financial Services Group, Inc.
The following reports are on the National Information Center website:
- Bank Holding Company Performance Report (BHCPR)
- Consolidated Financial Statements for BHCs (FR Y-9C)
- Parent Company Only Financial Statement for Large BHCs (FR Y-9LP)